Conservative

Conservative You don’t want to lose a night’s sleep over your investments. You want lower risk investments with stable returns

The Conservative portfolio makes sense if you’re a cautious investor who needs income and greater stability from your portfolio. It holds the highest percentage of fixed income securities of any of the Compass Portfolios, plus a small enough exposure to equity to help protect your nest egg from rising prices.

The Compass Portfolio Series is a group of mutual funds managed by ATB Investment Management Inc.. There are six mutual funds in the Compass Portfolio Series and, each offers three series, A, F1 and O. For more information on the Compass Portfolio Series or investing in mutual funds please continue reading or refer to the Simplified Prospectus.


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Risk/Return Snapshot

Rest Easy
Quotation

I worked hard to earn my nest egg. Now I want to crack it open and live off of it.

  Conservative Quote
 
 
 

 Content Editor

 

Conservative

Risk and Return

Asset Price $13.05
Daily Change + $0.01
As of January 16, 2019
Monthly Change %
YTD Change %
10-year Annualized
Returns
%
As of December 31, 2018
Annual Target Return 4.41%
MER 1.29%

High-Level Asset Breakdown

Total Portfolio 100.0%
Cash 0.0%
Fixed Income 80.3%
Equity 19.8%
As of December 31, 2018
1 YEAR RETURN

Asset Breakdown

Total Portfolio 100.0%
Corporate Value Bonds 32.7%
Investment Grade Corp Bonds 21.3%
Commercial Mortgage 13.1%
Government and Corporate Bonds 8.3%
Canadian Large-Cap Equity 7.4%
U.S. Large-Cap Equity 5.2%
Short Term Floating Rate Bonds 4.9%
International Equity 4.9%
Real Estate Investment Trusts 2.3%
As of December 31, 2018

Firm Breakdown

Total Portfolio 100.0%
Canso Investment Counsel Ltd. 58.9%
Mawer Investment Management Ltd 15.9%
CMLS Financial Ltd. 13.1%
BlackRock Investment Management 8.3%
Franklin Templeton Investments 2.3%
QV Investors Inc. 1.5%
As of December 31, 2018

Conservative Balanced

Risk and Return

Asset Price $16.41
Daily Change + $0.02
As of January 16, 2019
Monthly Change %
YTD Change %
10-year Annualized
Returns
%
As of December 31, 2018
Annual Target Return 5.26%
MER 1.60%

High-Level Asset Breakdown

Total Portfolio 100.0%
Cash 0.0%
Fixed Income 64.6%
Equity 35.4%
As of December 31, 2018
1 YEAR RETURN

Asset Breakdown

Total Portfolio 100.0%
Corporate Value Bonds 28.9%
Investment Grade Corp Bonds 17.7%
Commercial Mortgage 10.1%
Canadian Large-Cap Equity 10.0%
Government and Corporate Bonds 7.9%
U.S. Large-Cap Equity 7.9%
International Equity 7.6%
Global Large-Cap Equity 5.7%
Real Estate Investment Trusts 2.5%
Canadian Small-Cap Equity 1.7%
As of December 31, 2018

Firm Breakdown

Total Portfolio 100.0%
Canso Investment Counsel Ltd. 46.6%
BlackRock Investment Management 15.8%
Mawer Investment Management Ltd 13.9%
QV Investors Inc. 11.1%
CMLS Financial Ltd. 10.1%
Franklin Templeton Investments 2.5%
As of December 31, 2018

Balanced

Risk and Return

Asset Price $19.62
Daily Change + $0.03
As of January 16, 2019
Monthly Change %
YTD Change %
10-year Annualized
Returns
%
As of December 31, 2018
Annual Target Return 6.17%
MER 1.81%

High-Level Asset Breakdown

Total Portfolio 100.0%
Cash 0.0%
Fixed Income 45.5%
Equity 54.6%
As of December 31, 2018
1 YEAR RETURN

Asset Breakdown

Total Portfolio 100.0%
Corporate Value Bonds 20.6%
International Equity 13.2%
Canadian Large-Cap Equity 12.4%
Investment Grade Corp Bonds 12.2%
U.S. Large-Cap Equity 10.1%
Global Large-Cap Equity 7.5%
Commercial Mortgage 7.1%
Government and Corporate Bonds 5.6%
Canadian Small-Cap Equity 4.6%
U.S. Small-Cap Equity 3.7%
Real Estate Investment Trusts 2.7%
Private Equity 0.4%
As of December 31, 2018

Firm Breakdown

Total Portfolio 100.0%
Canso Investment Counsel Ltd. 32.7%
QV Investors Inc. 21.2%
BlackRock Investment Management 19.4%
Kensington Capital Partners Lim 16.5%
CMLS Financial Ltd. 7.1%
Franklin Templeton Investments 2.7%
Mawer Investment Management Ltd 0.3%
TriWest Capital Management Corp 0.1%
As of December 31, 2018

Balanced Growth

Risk and Return

Asset Price $21.36
Daily Change + $0.05
As of January 16, 2019
Monthly Change %
YTD Change %
10-year Annualized
Returns
%
As of December 31, 2018
Annual Target Return 6.92%
MER 1.83%

High-Level Asset Breakdown

Total Portfolio 100.0%
Cash 0.0%
Fixed Income 28.2%
Equity 71.7%
As of December 31, 2018
1 YEAR RETURN

Asset Breakdown

Total Portfolio 100.0%
Canadian Large-Cap Equity 16.4%
U.S. Large-Cap Equity 13.8%
International Equity 13.4%
Corporate Value Bonds 13.2%
Global Large-Cap Equity 8.5%
Investment Grade Corp Bonds 7.0%
Global Small-Cap Equity 5.7%
Canadian Small-Cap Equity 5.3%
U.S. Small-Cap Equity 4.5%
Government and Corporate Bonds 4.0%
Commercial Mortgage 4.0%
Real Estate Investment Trusts 3.0%
Private Equity 1.1%
As of December 31, 2018

Firm Breakdown

Total Portfolio 100.0%
BlackRock Investment Management 27.7%
QV Investors Inc. 24.3%
Canso Investment Counsel Ltd. 20.2%
Kensington Capital Partners Lim 19.6%
CMLS Financial Ltd. 4.0%
Franklin Templeton Investments 3.0%
Mawer Investment Management Ltd 0.8%
TriWest Capital Management Corp 0.3%
As of December 31, 2018

Growth

Risk and Return

Asset Price $23.43
Daily Change + $0.06
As of January 16, 2019
Monthly Change %
YTD Change %
10-year Annualized
Returns
%
As of December 31, 2018
Annual Target Return 7.66%
MER 1.95%

High-Level Asset Breakdown

Total Portfolio 100.0%
Cash 0.0%
Fixed Income 9.7%
Equity 90.3%
As of December 31, 2018
1 YEAR RETURN

Asset Breakdown

Total Portfolio 100.0%
Canadian Large-Cap Equity 20.9%
U.S. Large-Cap Equity 18.1%
International Equity 17.2%
Global Large-Cap Equity 10.5%
Government and Corporate Bonds 9.7%
Global Small-Cap Equity 7.0%
Canadian Small-Cap Equity 6.2%
U.S. Small-Cap Equity 5.3%
Real Estate Investment Trusts 3.5%
Private Equity 1.6%
As of December 31, 2018

Firm Breakdown

Total Portfolio 100.0%
BlackRock Investment Management 37.2%
QV Investors Inc. 31.2%
Kensington Capital Partners Lim 21.6%
Franklin Templeton Investments 3.5%
Mawer Investment Management Ltd 1.0%
TriWest Capital Management Corp 0.6%
As of December 31, 2018

Max Growth

Risk and Return

Asset Price $24.36
Daily Change + $0.07
As of January 16, 2019
Monthly Change %
YTD Change %
10-year Annualized
Returns
%
As of December 31, 2018
Annual Target Return 7.94%
MER 1.99%

High-Level Asset Breakdown

Total Portfolio 100.0%
Cash 0.0%
Fixed Income 0.0%
Equity 99.8%
As of December 31, 2018
1 YEAR RETURN

Asset Breakdown

Total Portfolio 100.0%
International Equity 20.3%
U.S. Large-Cap Equity 20.1%
Canadian Large-Cap Equity 19.9%
Global Large-Cap Equity 12.5%
Global Small-Cap Equity 8.8%
Canadian Small-Cap Equity 7.6%
U.S. Small-Cap Equity 5.8%
Real Estate Investment Trusts 3.8%
Private Equity 1.0%
As of December 31, 2018

Firm Breakdown

Total Portfolio 100.0%
QV Investors Inc. 36.6%
BlackRock Investment Management 33.4%
Kensington Capital Partners Lim 25.0%
Franklin Templeton Investments 3.8%
Mawer Investment Management Ltd 0.6%
TriWest Capital Management Corp 0.5%
As of December 31, 2018

Fund Performance vs. Target Performance and Hypothetical Range of Return

This graph shows the Compass Conservative Portfolio Series’ returns as of presented against a hypothetical range of returns. It also displays the annual average target return for a number of periods. The hypothetical Potential Range of Returns* demonstrates that holding a fund over the long term may reduce the range of possible outcomes.

Series A

5.1%



*The potential return range is calculated using the projected returns, volatility and correlation of benchmark indices combined in the same portions as the Compass Conservative Portfolio asset mix and projected forward using a 95% probability factor. Additional information on the calculation of the hypothetical index can be found by clicking here.

$1,000 Investment Return

See how much $1,000 of an investment in the Conservative Portfolio (Series A) grew over the past year and since day one.

$1,000
*Disclaimer The return data provided assumes re-investment of distributions only and does not take into account sales, redemption, distribution or optional charges or income taxes payable by any security holder that may reduce returns. Series F1 and O are available for purchase only in fee-based accounts from dealers that have entered into a fee agreement with ATB Investment Management Inc. Variations in performance figures will be noted in these series due to the difference in fee structure.
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